Struggling to find financing for a non-warrantable or difficult-to-finance condo? We specialize in providing flexible solutions for borrowers in properties that traditional lenders often decline. Whether you're buying, refinancing, or dealing with credit challenges, we have programs designed for your situation.
We specialize in providing financing solutions for non-warrantable condos and difficult-to-finance properties that traditional lenders won't touch.
One of our signature offerings—financing for non-warrantable condos where traditional lenders have strict restrictions or outright deny loans. Whether the building lacks a warranty, has high investor ownership, is in conversion or development, or has other issues that make it difficult to finance, we have programs ready to help you close. This is an exceptionally rare service most traditional lenders won't provide, making TRI-GLOBAL EQUITIES your solution for flexible condo financing.
Financing for condo purchases with flexible underwriting for borrowers with credit challenges or unique financial situations.
Refinance your existing condo loan and access equity for home improvements, debt consolidation, or other needs.
Finance investment condos where traditional lenders have strict occupancy and ownership requirements.
Specialized financing for newly converted condos or new construction condo buildings that don't yet meet traditional lender standards.
We understand the unique challenges of difficult-to-finance condos and offer solutions traditional lenders don't provide.
We have deep expertise in non-warrantable condos, conversion properties, and other difficult-to-finance buildings that traditional lenders avoid.
We evaluate each property and borrower individually, not by cookie-cutter rules. Your credit challenges and property quirks don't automatically disqualify you.
Get a decision quickly and close on your condo. We understand that opportunities move fast in the real estate market.
Get answers to common questions about financing non-warrantable and difficult-to-finance condos.
A non-warrantable condo is typically a condo building that doesn't meet the requirements of major loan programs (like Fannie Mae or FHA) for various reasons: the building lacks a builder's warranty, too many units are investor-owned (over 50%), it's in active conversion or too new, it has legal issues or HOA problems, or the building itself is small or unusual. Traditional lenders have strict rules about these properties, but we have programs designed specifically for them.
Absolutely! In fact, we specialize in working with borrowers who have credit challenges. We evaluate your complete financial situation, not just your credit score. If you have stable income, assets, or have recovered from past credit issues, we can work with you—even on a difficult-to-finance property.
Down payment requirements for non-warrantable condos typically range from 15-30%, depending on the specific property, your credit situation, and the building's characteristics. We offer flexible programs for qualified borrowers and can often work with lower down payments than traditional lenders.
Yes, most traditional lenders have strict rules against non-warrantable condos. Banks and large mortgage companies often won't even look at properties that fall outside their standard guidelines. That's where we come in—we evaluate each property individually and have portfolio programs designed specifically for these situations.
We typically get pre-qualified borrowers an answer within 2-5 business days. Full closing can usually occur within 2-4 weeks, depending on appraisal, title work, and HOA document review. We work efficiently to keep your transaction moving.
Yes, we offer cash-out refinancing for non-warrantable condos. Whether you want to lower your payment, access equity for improvements or consolidation, or refinance due to credit challenges, we have programs available. Refinancing a non-warrantable property is difficult with traditional lenders, which is exactly what we specialize in.
Our condo financing specialists are ready to review your situation and find a solution. Get started with a quick pre-qualification today.
