Call 786-778-5810 | Nationwide lending | Fast scenario review
Access equity from your property with flexible refinance solutions nationwide. Pull cash for renovations, investments, debt consolidation, or liquidity needs.
A straightforward process to access your home's equity quickly and efficiently.
Provide your property information, loan details, and equity position. We'll assess your eligibility and options.
Receive rate quotes and cash amount estimates based on your property value and credit profile.
Our team reviews your application and provides a formal term sheet with final terms.
Property appraisal is ordered to confirm value and determine maximum equity access.
We finalize all documents and answer your questions before closing.
At closing, you receive your cash and your new refinanced mortgage is in place.
Homeowners and investors access cash-out refinance funds for a variety of strategic and practical needs:
We finance cash-out refinances across a wide range of residential and investment properties:
We work with borrowers across the credit spectrum with flexible underwriting and practical programs.
Past credit issues, recent late payments, or lower credit scores don't disqualify you. We have programs specifically designed for credit recovery.
Bank statement, business income, 1099, or commission-based earnings are acceptable. We verify income differently.
You need at least 10–20% equity in your property to access cash. Higher equity means more cash available.
Minimum 2 years employment or self-employment history. We assess income stability, not just amount.
Missing traditional documentation? Bank statements, tax returns, and profit/loss statements work too.
We lend in all 50 states with programs tailored to state-specific requirements and market conditions.
Real examples of how homeowners and investors use cash-out refinancing to achieve their goals.
Scenario: $500K primary home, $350K existing loan, wants to renovate kitchen and bathrooms.
Solution: Refinance for $425K, receive $75K cash for renovations, lower payment.
Scenario: $1.2M rental portfolio, wants down payment for second property investment.
Solution: Cash-out refi for $200K, use for down payment, DSCR pricing.
Scenario: $450K home, $300K mortgage, $50K high-interest credit card debt.
Solution: Refinance for $350K, pay off debt, reduce overall interest cost.
Scenario: Secondary investment property worth $350K, needs quick access to capital.
Solution: Cash-out refinance with minimal documentation, 48-hour term sheet.
Scenario: Primary home with $200K equity, business needs working capital.
Solution: Access $150K via cash-out refi, flexible business income documentation.
Scenario: Homeowner with credit challenges needing funds and looking to rebuild.
Solution: Flexible underwriting, cash access, and path to better terms in future.
Common questions about cash-out refinancing and how it can work for your situation.
Ready to access your home's equity? Submit your scenario and receive a quote from our specialists within 24 hours.
